Your projects in Ecuador, within reach.
CrediEcuamigrantes is Credi Ya’s financial product for Ecuadorians living in the United States who want to finance projects and investments in Ecuador.
Financing is subject to credit review, supporting documentation, and repayment capacity.
Financing for your life plans
Continue building your projects, investments, and assets in Ecuador while living in the United States.
Up to USD 200,000
Maximum financing amount listed for CrediEcuamigrantes.
14.99% preferential rate
Preferential rate listed in the product information. Contact Credi Ya to confirm current terms.
Ecuadorians in the U.S.
Ecuadorians living in the United States who want to finance projects in Ecuador.
What project would you like to bring to life?
The financing may be used for housing, asset-building, entrepreneurship, and education.
Land and real estate
Financing to purchase land and property and build assets in Ecuador.
Housing
Support to purchase or build a home, or make improvements that contribute to your household and family assets.
Home furnishings and appliances
Financing to purchase appliances, furniture, and other items to furnish or improve your home.
Vehicles
Financing options for light vehicles and trucks, subject to applicable terms and credit review.
Businesses and entrepreneurship
Funding to support a business, develop an entrepreneurial venture, or make investments that contribute to your family’s growth.
Education
Financing for educational expenses, such as the studies of your children or nieces and nephews.
Documents needed to begin the review
To begin the credit review, prepare the following documents requested by the cooperative.
Identity and address
Identity document
A copy of the applicant’s national ID card or passport.
Utility bill
For the authorized representative in Ecuador.
Income and assets
Proof of income
Documents showing the U.S. resident’s income, such as pay stubs, bank statements, checks, or other documents based on their type of work or business.
Proof of assets
Documents showing assets owned in Ecuador, such as property tax receipts or property deeds.
Guarantor
If the applicant does not own assets in Ecuador, a guarantor may be required, subject to the cooperative’s terms and review.
Every application is reviewed individually
Credit approval is subject to Credi Ya’s review of the submitted documents, repayment capacity, and credit application.